Many of our clients have a specific issue or concern, others have a vague fear that they find hard to articulate. We often start with an inventory, helping our clients get assets identified and in control. It helps to know where you are before you start.
We recommend an investment strategy that suits our client’s comfort and current market conditions. Some investors have means and are happy with new ideas; others are less inclined to take chances. We help our clients find a balance between their goals and reality.
Investing across several asset types leads to higher returns over long periods than investing in one asset type. Choosing the right assets is key. Our clients expect to be invested in a mix of asset classes, with the mix changing as economic conditions change.
Paying commission loads, service charges, fund fees, and asset management fees leaves little for the investor. We are a fee-only investment advisor, paid only on the assets that we manage. We look for value in all of the investment choices that we recommend.
Active investing need not be complex, nor does it mean frequent trading activity. Active investing for the long-term requires vigilance and anticipation, but it can be boring too!
We use management tools to help us to buy when prices are lower and opportunity is higher. We try to sell when prices are higher and opportunity is declining, but we know that sound investing is never greedy.
We monitor our client’s positions daily and adjust risk levels to reflect current market conditions. We seek to hold investments until they mature, but realize that losses must be controlled and not all investments are profitable.