Interest rates are still well within the long-term downward channel, even if you bring the lower dotted line up parallel with the upper one – we are now sitting in the middle of the channel. Of course, at these low levels a change from a bit above 2% to the top of the channel at a bit above 3% is a very large percentage increase (50%+), even though a small nominal change. But it would still be within the long-term channel. We really don’t know where this game is headed over the next few years. I will note that a 50% increase in interest rates will cause some serious increases in costs to consumers and businesses on any variable rate loans or on new loans.